Debt
There are a number of organisations which can help you with debt, including:
Step Change is a national charity offering support for people around all aspects of debt and can help you to become debt free. They provide straight-forward, clear, and free advice and their website includes video clips and online tools. Step Change gives you a wide-range of support on debt, and treats you as an individual. Specifically they can help with:
- Free debt help and advice
- Breathing Space (a government scheme which gives you a break from interest, fees, and court action for up to 60 days)
- Debt Management Plan (DMP)
- Individual Voluntary Arrangement (IVA)
- Debt Relief Order (DRO)
- Bankruptcy advice
- Equity release advice
- Mortgage advice
Their website is really useful and gives you step-by-step help to become debt free. They also have a variety of tools and detailed information on each of the following: (click on each of the links below)
- Online benefits calculator
- Card repayment calculator
- Debt consolidation calculator
- Emergency help and support
- Help with gas & electricity bills
- Money advice
Step Change can be contacted on 0800 138 1111. Monday to Friday 8am to 8pm and Saturday 9am to 2pm.
National Debtline is an independent debt advice charity providing free, trusted debt support over the phone and online. You can message live with an expert advisor from 9am to 8pm from Monday to Friday and 9.30am to 1pm on a Saturday. You can also call on 0808 808 4000 from 9am to 8pm Monday to Fridat and 9.30am to 1pm on a Saturday.
Turn2Us is a registered charity providing free and impartial advice and a wide-range of support.
The information on their website is clear, easy-to-follow and they have tools to help you. Their website provides some really useful resources including a benefits calculator, grants search and PIP helper.
The website uses a mixture of easy-to-follow information guides, video clips and online tools. The grants search takes only a few minutes and asks easy straight-forward questions to see if you might be able to apply for a grant.
Click on each of the links below to find the information and help you need:
Ashfield Citizens Advice
can help you resolve many issues you are having including debt. They can help you over the phone or arrange an appointment for you to see one of their advisors.
The best way to contact Ashfield Citizens Advice is by phone on one of the numbers below. They will often be able to help you there and then, or arrange for someone to call you back if all their advisors are busy.
If they need to see you, they can arrange to do this at one of their community locations near to you.
Call 01623 784384 to speak to their friendly receptionist. They will ask you some details about your problem and they will be able to decide how best to help you.
Alternatively, you can call the Citizens Advice National Helpline on 0800 144 88 48
​Ashfield Citizens Advice
General Advice:
012623 203 080
National Adviceline:
0800 144 88 48
